Who we cover

We’ll aim to give you a quote if you and any additional drivers meet our basic criteria.

The Drivers:

• Are aged between 21 and 80 years old for comprehensive policies
• Are aged between 25 and 80 for Third party, fire & theft policies (we won’t allow any additional drivers under 25 years old for Third party, fire & theft)
• Have a UK or EU licence
• Are a resident of Great Britain (not including Northern Ireland, the Isle of Man or the Channel Islands).

The Car:

• Is a car – we don’t insure vans
• Is 25 years old or younger for Comprehensive cover and 20 years old or younger for Third-Party Fire & Theft cover
• Is worth £70,000 or less (worth £5,000 or less with Third party, Fire & Theft cover)
• Doesn’t have any significant modifications – we’ll cover optional extras fitted by the manufacturer as new and declared in the car value (comprehensive policies only) and modifications made solely in respect of a disability (covered for both comprehensive and Third party, Fire & Theft)
• Is kept at the registered address of the policyholder

There’s more information about what is or isn’t covered in our Car Insurance Policy Document (opens as a PDF).